For more than 30 years, the Trust has provided members access to social work professional liability (malpractice) insurance. Professional liability insurance is a must for social workers in today's litigious society. Good, ethical practice alone is not sufficient protection, because anyone can sue you-at any time-even years after an alleged incident. The trustees work hard to provide a high-quality, essential liability policy at rates that are so affordable that there is no need to rely solely on an employer to meet this critical need. With the Trust, this insurance can cover you wherever you practice social work, even if you practice in several settings.

The advantages and features that set the Trust's program apart from other social work professional liability insurance programs are:

• Reimbursement for lost earnings
• Legal Defense
• Licensing Board Hearings*
• Comprehensive Coverage
• Contractual Liability Protection
• Extended Reporting Period Protection
• Competitive Rates
• Free Risk-Management Expert Advice